The Disaster Financial Assistance program is a key component of the recovery process following a disaster event. It is intended to address natural disasters resulting in extensive property damage or disruption of the delivery of essential goods and services. Its main objective is to help affected residents and communities get back to their day-to-day normal activities.
Funding assistance is provided for major disaster events. It covers eligible damages and losses that threaten the health and safety of individuals and communities. They provide complementary assistance, including water testing, electrical re-connections and electrical permits, if necessary, as well as health and safety inspections, to assess damage and determine what repairs are required for residents to safely return to their homes
We all have a duty to safeguard ourselves, and our property, from damage. Therefore, the Disaster Financial Assistance program does not pay for any damages or loss that is covered by an insurance policy. You should contact your insurance company to find out if the damage you suffered is covered by your policy.
The program provides assistance for eligible damage and losses that threaten the health and safety of individuals, municipalities and small businesses. The maximum assistance for structural repairs to private residences is $160,000, while the maximum for small businesses and not-for-profit organizations is $500,000.
The Disaster Financial Assistance program covers the same items as the federal program. The qualifying criteria as established by the federal government can be found online.